Privacy Policy

This Privacy Policy is supplemental to our Website Terms, and which, by continuing to access the Website, you are deemed to accept and agree to be bound by.
This Website is provided by Fogartys Insurance Services
We take your privacy seriously and shall endeavour to protect it.
Please read this Privacy Policy to understand how we will protect your personal data when you or any third party provides it to us through the Fogartys Insurance Services Ltd website at www.fogartysinsurance.co.uk
This Privacy policy also outlines how we collect, retain and process your personal data (including where necessary sensitive personal data) and the security standards that we will apply to protect your personal data.
We also explain how we recognise your legal rights, including your right to a copy of your personal data as set out in the Data Protection Act 2018.
In this Privacy Policy the terms personal data and sensitive personal data shall have the same meanings as is given to them in the Data Protection Act 2018.
This Privacy policy applies to you whether you use the Website as a casual browser, or have registered to use the Website or have entered into a contract with Fogartys Insurance Services Ltd in relation to the supply of specific services and/or products.
In the event of any conflict between this Privacy Policy and the terms of a contract you have with Fogartys Insurance Services Ltd the relevant provision of that contract shall prevail to the extent of any consistency.
We are committed to complying with all relevant data protection legislation including the Data Protection Act 2018 and the Privacy and Electronic Communications Regulations 2003.
We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time.
Please read this Privacy Policy carefully and re-visit this page from time to time to review any changes that may have been made.

Privacy Policy

The information we collect may include your personal information, such as your name, contact information, IP addresses, product and service selections. We collect personal information from you at different points, including but not limited to the following:
• [when we correspond with you as a customer or prospective customer;]
• [when you visit our website;]
• [when you take out an insurance policy via us; and]
• [when you contact us for help]
• [when you fill in & submit one of our online quote forms]

2.  Our Use of your Personal Information
Our Company may use information that we collect about you to:
• [deliver the products and services that you have requested;]
• [manage your customer relationship and provide you with customer support;]
• [perform research and analysis about your use of, or interest in, our products or services;]
• [communicate with you by e-mail, postal mail, telephone and/or mobile devices about products or services that you may hold with us, may be of interest to you either from us, or other third parties;]
• [verify your eligibility to credit facilities;] and
• [transfer personal information to third parties for any legally permissible purpose in our  sole discretion.]
• [enforce our terms and conditions]

We do not sell personal information to third parties.

3.  Our Disclosure of your Personal Information to Third Parties
We may share your personal information with third parties only in the ways that are described in this Privacy Statement:
• [we may provide your information to our partner insurers and service providers who perform functions on your/our behalf;]
• [we may provide your information to our service providers who perform functions on our behalf.] [Usually our service providers sign a standard confidentiality agreement;]
• [we may share your data with any parent company, subsidiaries, joint ventures, other entities under a common control or third party acquirers.] [We would direct these other entities will honor this Privacy Statement;]
• [we may allow a potential acquirer or merger partner to review our databases, although we would restrict their use and disclosure of this data during the diligence phase and direct them to treat the data confidentially];
• [as required by law enforcement, government officials, or other third parties pursuant to a court order, or other legal process or requirement applicable to our Company; or when we believe, in our sole discretion, that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of our agreements or Company policies; and]
• [other third parties with your consent or direction to do so.]

Please note that these third parties may be in other countries where the laws on processing personal information may be less stringent than in your country.
4.  Our Security Measures to Protect your Personal Information
We have in place physical, electronic, and procedural safeguards appropriate to the sensitivity of the information we maintain. These safeguards will vary depending on the sensitivity, format, location, amount, distribution and storage of the Personal Data, and include measures designed to keep Personal Data protected from unauthorised access. If appropriate, the safeguards include the encryption of communications via Secure Sockets Layer, encryption of information during storage, firewalls, access controls, separation of duties, and similar security protocols. We restrict access to Personal Data to personnel and third parties that require access to such information for legitimate, relevant business purposes.
Our systems have security measures in place to help protect information under our control from the risk of accidental or unlawful destruction or accidental loss, alteration or unauthorized disclosure or access.

5.      Cookie Policy – Full terms of our Cookie Policy can be found on our website.

6.  Our Retention of your Personal Information 
We will retain any personal information only for as long as is necessary to fulfill the business purpose it was collected & to provide you with information on products that we deem of an appropriate interest to you. We will also retain and use your personal information for as long as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

7.  International Transfers of your Personal Information
Information collected from you may, on occasion be stored and processed outside the UK in any other country in which our Company or agents maintain facilities, and by accessing our sites and using our services, you consent to any such transfer of information outside of your country.

8.  Your Access to and Updating of your Personal Information
Reasonable access to your personal information may be provided at no cost upon request made to our Company at the contact information provided below. If access cannot be provided within that time frame, our Company will provide the requesting party a date when the information will be provided. If for some reason access is denied, we will provide an explanation as to why access has been denied.

9.  Changes to our Privacy Statement
This Privacy Notice is subject to change. It was last updated on 27/10/2018. If we make changes to this Privacy Notice, we will update the date it was last changed

10  Contacting Us
If you have any questions about this Privacy Statement, our practices or have any concerns please contact our Privacy Officer at:
Fogartys Insurance, 384 Preston Old Road, Blackburn, BB2 5LL
Email: richard@fogartysinsurance.co.uk
Telephone: 01254 723088

How we obtain your personal data
• Information you provide by filling in forms on the Website. We may also ask you for information when you report a problem via out Website
• If you contact us, we may keep a record of that correspondence
• We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them
• Details of your visits to our site including but not limited to, traffic data, location data, weblogs and other communication data
• Your name, company name, telephone number, email address and password. We may need this information in order to provide you with access to the website and to ensure we can identify you
How we use your personal data
• Information you provide by filling in forms on the Website. We may also ask you for information when you report a problem via out Website
• If you contact us, we may keep a record of that correspondence
• We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them
• Details of your visits to our site including but not limited to, traffic data, location data, weblogs and other communication data
• Your name, company name, telephone number, email address and password. We may need this information in order to provide you with access to the website and to ensure we can identify you
Keeping your information safe
Our Website has security installed to ensure that any personal data entered onto the site is protected against loss, misuse or alteration. We take appropriate steps to maintain the security of your data; however you should understand that the open nature of the Internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data it intended. Whilst we use all reasonable endeavours to protect your security, we consider that it is only appropriate to advise users that data transmission over the Internet and the World Wide Web cannot be guaranteed as 100% secure, and therefore that you sue the Website at your own risk. We also have a confidentiality policy in place, which means we hold your information securely. The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area. Where this is the case and the transfer and storage of such data is dealt with by a company under contract to us for these purposes we will ensure that a written agreement is in place between Fogartys Insurance Services Ltd and such company containing obligations as to data protection that are no less onerous than those set out in this Privacy Policy and the Data Protection Act 2018 in order to ensure that your personal data is adequately protected.

In order to provide our services, we need to collect and process personal data about you and disclose this information to a number of third party service providers. This includes collection of any sensitive data as defined within the Data Protection Act 2018, such as medical history or criminal convictions, or additional data collected by us not directly obtained via our website. By using our website, you confirm your explicit consent to such data being processed by ourselves or any third party providers that we may use.

Before you provide us with any information about other people, you must first get their permission. This applies to all information you provide about them, but especially to sensitive data such as health information or criminal proceedings or convictions. In submitting their details, you are confirming to us that you have their permission to do so, and that they understand how their information will be used under the terms of this Privacy Policy.

It is necessary for us to pass your information to the organisations from whom you will receive the quotations you have requested from our site. While we remain data controllers in relation to that information, in connection with everything that those organisations do with that information, they will also be data controllers. Their privacy statements, setting out what they do with your personal data, will be available to you on their website. All you need to do is click on their privacy policy.

We may use your data to review and analyse market trends and to track sales data, including but not limited to data provided as part of your quotation, information on how you use our website, pages you have viewed and which website you used previously to visit ours. We may also pass this data to third parties for analytical purposes. Where you have come to our website by clicking on a price comparison service button on another site, we will supply information about the quotations you have obtained and any policies you obtain to that site. Unless you tell them otherwise, they may contact you by post, telephone, email or SMS to promote their products and services. If you do not wish to be contacted in this way, you need to let them know by clicking on the ‘unsubscribe’ button on their website.

Certain providers may compare your information against data they, or the company behind the brand they represent or their group of companies, already hold on you from existing products or services, and share this with the underwriters for the purpose of analysing market trends or to assess membership and transactions against certain loyalty schemes and apply a discount if applicable.

Keeping your personal data secure
We will endeavour to keep your information accurate and whenever you inform us about any changes we will update this information at the earliest opportunity. Please help us to do this by letting us know whenever there are changes to your personal data. If you supply information about other people, if you are providing information about someone else, you confirm that they have appointed you to act for them, to consent to the processing of their personal data including sensitive personal data and that you have informed them of our identity and the purposes (as set out in this Privacy Policy) for which their personal data will be processed.
Your legal rights
We are committed to delivering the rights that the Data protection Act 2018 provides to individuals. Amongst these is the right to access personal data (Data Subject Access Request) that we hold about you. If you decide to exercise this right we will send you an application form so that you can assist us to locate all of the information that we hold. We may also request a fee in accordance with the Act. When we have received the completed form and the fee we will provide the information that meets the criteria specified in the Data Protection Act within 40 days. We may monitor or record telephone conversation to enhance your security and ours, to enable us to handle complaints efficiently, improve out customer service and for staff training purposes. Other information you should note is that if our business (or any part of it) is sold or transferred at any time, the information we hold may form part of the assets transferred although will still only be used in accordance with this policy.
Contact us
If your personal details change, if you change your mind about any of your marketing or other preferences, you wish to receive further information on how we use your information or have any queries, please let us know by contacting us.
How we obtain your personal data
• Information you provide by filling in forms on the Website. We may also ask you for information when you report a problem via out Website
• If you contact us, we may keep a record of that correspondence
• We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them
• Details of your visits to our site including but not limited to, traffic data, location data, weblogs and other communication data
• Your name, company name, telephone number, email address and password. We may need this information in order to provide you with access to the website and to ensure we can identify you
How we use your personal data
• Information you provide by filling in forms on the Website. We may also ask you for information when you report a problem via out Website
• If you contact us, we may keep a record of that correspondence
• We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them
• Details of your visits to our site including but not limited to, traffic data, location data, weblogs and other communication data
• Your name, company name, telephone number, email address and password. We may need this information in order to provide you with access to the website and to ensure we can identify you
Keeping your information safe
Our Website has security installed to ensure that any personal data entered onto the site is protected against loss, misuse or alteration. We take appropriate steps to maintain the security of your data; however you should understand that the open nature of the Internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data it intended. Whilst we use all reasonable endeavours to protect your security, we consider that it is only appropriate to advise users that data transmission over the Internet and the World Wide Web cannot be guaranteed as 100% secure, and therefore that you sue the Website at your own risk. We also have a confidentiality policy in place, which means we hold your information securely. The data that we collect from you may be transferred to, and stored at, a destination outside the European Economic Area. Where this is the case and the transfer and storage of such data is dealt with by a company under contract to us for these purposes we will ensure that a written agreement is in place between Fogartys Insurance Services Ltd and such company containing obligations as to data protection that are no less onerous than those set out in this Privacy Policy and the Data Protection Act 2018 in order to ensure that your personal data is adequately protected.

In order to provide our services, we need to collect and process personal data about you and disclose this information to a number of third party service providers. This includes collection of any sensitive data as defined within the Data Protection Act 2018, such as medical history or criminal convictions, or additional data collected by us not directly obtained via our website. By using our website, you confirm your explicit consent to such data being processed by ourselves or any third party providers that we may use.

Before you provide us with any information about other people, you must first get their permission. This applies to all information you provide about them, but especially to sensitive data such as health information or criminal proceedings or convictions. In submitting their details, you are confirming to us that you have their permission to do so, and that they understand how their information will be used under the terms of this Privacy Policy.

It is necessary for us to pass your information to the organisations from whom you will receive the quotations you have requested from our site. While we remain data controllers in relation to that information, in connection with everything that those organisations do with that information, they will also be data controllers. Their privacy statements, setting out what they do with your personal data, will be available to you on their website. All you need to do is click on their privacy policy.

We may use your data to review and analyse market trends and to track sales data, including but not limited to data provided as part of your quotation, information on how you use our website, pages you have viewed and which website you used previously to visit ours. We may also pass this data to third parties for analytical purposes. Where you have come to our website by clicking on a price comparison service button on another site, we will supply information about the quotations you have obtained and any policies you obtain to that site. Unless you tell them otherwise, they may contact you by post, telephone, email or SMS to promote their products and services. If you do not wish to be contacted in this way, you need to let them know by clicking on the ‘unsubscribe’ button on their website.

Certain providers may compare your information against data they, or the company behind the brand they represent or their group of companies, already hold on you from existing products or services, and share this with the underwriters for the purpose of analysing market trends or to assess membership and transactions against certain loyalty schemes and apply a discount if applicable.

Keeping your personal data secure
We will endeavour to keep your information accurate and whenever you inform us about any changes we will update this information at the earliest opportunity. Please help us to do this by letting us know whenever there are changes to your personal data. If you supply information about other people, if you are providing information about someone else, you confirm that they have appointed you to act for them, to consent to the processing of their personal data including sensitive personal data and that you have informed them of our identity and the purposes (as set out in this Privacy Policy) for which their personal data will be processed.
Your legal rights
We are committed to delivering the rights that the Data protection Act 2018 provides to individuals. Amongst these is the right to access personal data (Data Subject Access Request) that we hold about you. If you decide to exercise this right we will send you an application form so that you can assist us to locate all of the information that we hold. We may also request a fee in accordance with the Act. When we have received the completed form and the fee we will provide the information that meets the criteria specified in the Data Protection Act within 40 days. We may monitor or record telephone conversation to enhance your security and ours, to enable us to handle complaints efficiently, improve out customer service and for staff training purposes. Other information you should note is that if our business (or any part of it) is sold or transferred at any time, the information we hold may form part of the assets transferred although will still only be used in accordance with this policy.
Contact us
If your personal details change, if you change your mind about any of your marketing or other preferences, you wish to receive further information on how we use your information or have any queries, please let us know by contacting us.